Tag Archives: working capital

How to finance equipment and working capital long-term

Using the SBA Blended Maturity to Finance Working Capital and Equipment for up to 25 Years. One of the primary goals of the business owner is the maximization of cash flow. At the end of the day, it comes down … Continue reading

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Factoring Accounts Receivable is Expensive

The case against factoring invoices First, I should give you a bit of background. I have been in banking for over fifteen years. All of those years have been on the commercial side of banking with an emphasis on credit … Continue reading

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Accounts Receivable Lending

Lending against accounts receivable – This is what an underwriter looks at. Current asset financing such as lending against accounts receivable (A/R) requires knowledge, monitoring, and sound underwriting. Bank lenders that rely on the accounts receivable turnover as the primary … Continue reading

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Contractor lines of credit

Underwriting Lines of Credit for Contractors. In the last couple of years my employer has expanded its lending to contractors substantially. It used to be that we would stay away from this type of lending due to concerns about receivable … Continue reading

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Financing Accounts Receivable and Inventory

An Introduction to Asset Based Lending (ABL) Asset Based Lending is a financing method that uses the short term assets of a business as the basis of the loan facility.  In this type of loan, availability is tied to the … Continue reading

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