Tag Archives: small business

Financing the Small Business Startup

Small businesses are a cornerstone of the economy, and entrepreneurs are innovators and job creators. In the wake of economic uneasiness, many people have left their original careers to pursue their passions as small business owners. Unfortunately, starting a business … Continue reading

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Global Cash Flow and the Small Business Loan

Recently, I was part of a bank wide project that reviewed a large sample of the commercial loans in our portfolio. Included in the sample were a few dozen small business loans. The project allowed me to get more acquainted … Continue reading

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Banks make money by lending to businesses not by saying NO!

The other day, I was reading a post in another website from someone complaining about banks. The writer criticized banks for turning down 99% of the loan requests. In addition, the writer complained that the reasons given by the banks … Continue reading

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Vendor Financing for Small Business

Bank financing in the form of lines of credit and term-loans are sometimes difficult to obtain for small business. The reasons for denial are varied, but they usually center around the lack of a proven ability to service debt or … Continue reading

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Financing the purchase of a small business – Things you should know

Here is some information from the point of view of a lender regarding the purchase of  a small business. What does a lender look for in a business acquisition loan? There are three important factors that a commercial lender looks … Continue reading

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