Tag Archives: rental properties

Stress Testing Income Property – Commercial Underwriting

One of the shortcomings that I have noticed in small community bank’s credit underwriting has been the lack of analysis depth on loan requests to finance income producing property. Regulators expect bank lenders to do a good job assessing the … Continue reading

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Financing your first commercial property

This post might be helpful to an investor looking to finance its first multifamily residential property or any type of commercial income producing property that might be confused with commercial lending. I can understand why most investors are a bit … Continue reading

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When the commercial appraisal costs you the deal

The elusive art of commercial appraisals After underwriting dozens myself and reviewing hundreds of apartment building loans, I have been wanting to buy one of my own for quite some time. I thought that the opportunity had finally presented itself … Continue reading

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Shopping Center loan process explained

This article is a summary view of the underwriting process for a shopping center loan, and should be helpful as an introduction to the subject. If you have experience in it, you might find it too superficial. What is a … Continue reading

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Personal guarantee on commercial loans

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