Tag Archives: Multifamily

Buying Multi-Family Entitled Land to Build

If you are a participant in the commercial real estate market, you have probably noticed improvements in leasing activity in all products and the return of capital to the investment property market. While increased market participation has fueled positive feelings … Continue reading

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Income Capitalization Approach for Commercial Real Estate Lenders

When I interviewed for a credit analyst position more than ten years ago for a previous employer, I met with two people. The first meeting was with the Credit Manager, and the second meeting was with the Chief Credit Officer … Continue reading

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Stress Testing Income Property – Commercial Underwriting

One of the shortcomings that I have noticed in small community bank’s credit underwriting has been the lack of analysis depth on loan requests to finance income producing property. Regulators expect bank lenders to do a good job assessing the … Continue reading

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When the commercial appraisal costs you the deal

The elusive art of commercial appraisals After underwriting dozens myself and reviewing hundreds of apartment building loans, I have been wanting to buy one of my own for quite some time. I thought that the opportunity had finally presented itself … Continue reading

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Underwriting Commercial Real Estate Construction loans

I thought an article about commercial construction lending underwriting would be the best choice to start a category of “Spilled Milk” type of articles similarly to the way that the old RMA journal had articles about commercial loans gone bad. … Continue reading

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