Tag Archives: income producing property

Income Capitalization Approach for Commercial Real Estate Lenders

When I interviewed for a credit analyst position more than ten years ago for a previous employer, I met with two people. The first meeting was with the Credit Manager, and the second meeting was with the Chief Credit Officer … Continue reading

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Financing your first commercial property

This post might be helpful to an investor looking to finance its first multifamily residential property or any type of commercial income producing property that might be confused with commercial lending. I can understand why most investors are a bit … Continue reading

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When the commercial appraisal costs you the deal

The elusive art of commercial appraisals After underwriting dozens myself and reviewing hundreds of apartment building loans, I have been wanting to buy one of my own for quite some time. I thought that the opportunity had finally presented itself … Continue reading

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Shopping Center loan process explained

This article is a summary view of the underwriting process for a shopping center loan, and should be helpful as an introduction to the subject. If you have experience in it, you might find it too superficial. What is a … Continue reading

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Banks staying away from CRE loans

I have seen the future and the future is C&I lending. Banks continue to stay away from Commercial Real Estate. Commercial lenders are usually classified into two camps: Business lenders that deal with Commercial & Industrial loans (C&I) and┬áCommercial Real … Continue reading

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