Tag Archives: commercial real estate loans

Buying Multi-Family Entitled Land to Build

If you are a participant in the commercial real estate market, you have probably noticed improvements in leasing activity in all products and the return of capital to the investment property market. While increased market participation has fueled positive feelings … Continue reading

Posted in Commercial Real Estate Loans | Tagged , , | Leave a comment

Income Capitalization Approach for Commercial Real Estate Lenders

When I interviewed for a credit analyst position more than ten years ago for a previous employer, I met with two people. The first meeting was with the Credit Manager, and the second meeting was with the Chief Credit Officer … Continue reading

Posted in Commercial Real Estate Loans | Tagged , , , | Leave a comment

Stress Testing Income Property – Commercial Underwriting

One of the shortcomings that I have noticed in small community bank’s credit underwriting has been the lack of analysis depth on loan requests to finance income producing property. Regulators expect bank lenders to do a good job assessing the … Continue reading

Posted in Commercial Real Estate Loans | Tagged , , , , , | Leave a comment

Buying commercial property with 10% down

I think this would be a good opportunity to discuss an SBA program that allows small businesses to buy commercial property with as little as 10% down. Normally, bank lenders will require 20% to 25% equity to qualify for a … Continue reading

Posted in Commercial Real Estate Loans | Tagged , , , | Leave a comment

Financing your first commercial property

This post might be helpful to an investor looking to finance its first multifamily residential property or any type of commercial income producing property that might be confused with commercial lending. I can understand why most investors are a bit … Continue reading

Posted in Commercial Real Estate Loans | Tagged , , , , | Leave a comment