Tag Archives: Alternative funding

Commercial Loan Participations for Small Banks

A loan participation is the sale of a fractional ownership in a loan asset by the bank that has the primary relationship with a borrower “the lead bank” to another financial institution “the participant bank”.  The participation is documented with … Continue reading

Posted in Business Loans | Tagged , , | Leave a comment

Vendor Financing for Small Business

Bank financing in the form of lines of credit and term-loans are sometimes difficult to obtain for small business. The reasons for denial are varied, but they usually center around the lack of a proven ability to service debt or … Continue reading

Posted in Business Loans | Tagged , , , , | Leave a comment

SBA Loans for Non U.S. Citizens

Guidelines for SBA loans for non Citizens       The Small Business Administration (SBA), created in July, 1953, is as a federal agency whose mission is to improve the economy by assisting the small business community. The SBA achieves … Continue reading

Posted in Business Loans, SBA Loans | Tagged , , , | Leave a comment

Municipal leasing for cities, school districts, and other municipalities.

When a loan is not a loan and is a lease. Municipal leasing for banks. A municipality is a public administrative division (counties, school districts, cities, etc) that is incorporated, has powers of self-government, and the ability to tax. We … Continue reading

Posted in Business Loans | Tagged , | Leave a comment

Financing your first commercial property

This post might be helpful to an investor looking to finance its first multifamily residential property or any type of commercial income producing property that might be confused with commercial lending. I can understand why most investors are a bit … Continue reading

Posted in Commercial Real Estate Loans | Tagged , , , , | Leave a comment