LoanUniverse.com Privacy Policy

Effective 9/29/2002

Commitment To Privacy

Your privacy is important to LoanUniverse.com and the publisher of this site. To better protect your privacy loanuniverse.com provides this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage.

The Information We Collect:

No information is collected in the pages of the website. You are welcome to provide your information in our message board, but registration to access that resource is not necessary at this time.

Use of the information collected:

If you registered for our forums, your information might be used at some time in the future as part of a mailing list with the sole purpose of indicating updates to the site or to provide you other information that might be useful to you. This resource is still far in the future and the frequency of the mailings is not expected to be more than once a month.

Kids and children under 14

Certain federal regulations require website operators to take measures to protect the privacy of children under 13 if they patronize their sites. This is specially true when the site is aimed to a youthful audience. Please understand that if you are under 13, this site is not aimed at you. In fact, I would appreciate it if you leave it right away and please do not join the forums. The last thing I need is a kid crying foul if I ever decide to start sending emails to get people to visit again. Furthermore, someone under 13 should be playing games real or virtual and not reading about business and loans. Trust me when I tell you that your life will get complicated enough later :)

Cookies:

LoanUniverse.com isp might place a cookie in your machine. However, we absolutely collect no cookies or write cookies to your machine in any way.

Third-Party Websites

This website may provide links to third-party websites. Any such links are provided solely as a convenience to you. Loanuniverse.com and its publisher have no control over these websites or their content and does not assume any responsibility or liability for these websites. Loanuniverse.com and its publisher do not endorse or make any representations about these websites, or any information, materials, or products found thereon. If you access any of the third-party websites linked on this Web site, you do so at your own risk. LoanUniverse might from time to time use third-party advertising companies to serve ads when you visit our Web site. These companies may (via cookies, gifs or otherwise) use aggregate information (not including your name, address, e-mail address, telephone number, or any other personally identifiable information) about your visits to this and other Web sites in order to provide advertisements about goods and services of interest to you.

We use third-party advertising companies to serve ads when you visit our Website. These companies may use information (not including your name, address email address or telephone number) about your visits to this and other Web sites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here.

We allow third-party companies to serve ads and/or collect certain anonymous information when you visit our web site. These companies may use non-personally identifiable information (e.g., click stream information, browser type, time and date, subject of advertisements clicked or scrolled over) during your visits to this and other Web sites in order to provide advertisements about goods and services likely to be of greater interest to you. These companies typically use a cookie or third party web beacon to collect this information. To learn more about this behavioral advertising practice or to opt-out of this type of advertising, you can visit http://www.networkadvertising.org.

How To Contact Us

Should you have other questions or concerns about these privacy policies, please send us an email at loanuniverse@loanuniverse.com

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