I am having a problem, I found out about the wrong way. I have three loans out and one I recieved but was never credited to my account and now does not exist. The one that does not exist somehow payed for my car (I have the title for the car) and now they say it will not cash and it did not show up on my account. Basically my question is my credit is not so good cause of things on I did not know about and I want to get all of the loans into one so that I know all of the money is going somewhere and that I can work on my credit. One of them is the reason for bad credit. All together they equal around $8800. I went to Navy Federal and tried to take out a loan and they will only give me a $4600 signature loan. Is there a way that I can get a loan for $8800 all together or should I try and recieve a loan for $4200 dollars somewhere else? I am really trying to get out of this jam.

this sounds like a personal credit issue. try creditboards.com or hopefully other loan officer may have a better free choice on how to help this individual. i have sent may of my borrowers to creditboards and they have come back happy and well in the qualifing range for any type of loan. best of luck to you