i am looking for a commercial loan, its a small loan about 100,000 to 112,500 i need it at 85% to 90%. the credit score is 651 and the state is fl. if anyone can help please do so.

what kind of property is it? is this a purchase?

sorry i was in a rush, yes it is a purchase of an office condo

Rengan:

When you say that you need 85% does this mean that you have 15% down payment? This is important because getting the seller to accept a note for 10% or more of the value would go a long way to getting financing from the bank down the street small business lending department.

It would also be good to know if this office condo is going to be for your own business or for rental. If this was for your own business you could go with an SBA 504 loan. Unfortunately, I think the minimum transaction that they will do is $125,000. But if the property is for your business, then it does not hurt to try that avenue.

Need credit score higher Please call for more information,

I could more than likely help. Contact me and I'll be happy to discuss some of your options, but with mid 600 scores and a 10% (min) downpayment, this is definitely doable. Also, My company brokers residential and commercial loans, so I know several small commercial wholesale lenders who wouldn't take all year with this particular loan .