[FONT=Arial][SIZE=7][COLOR=purple]OK here's the situation; my car just broke down again, I'm getting very tired of putting money into cart keeps braking down. I've come to a point that I need to buy a car with an awesome warranty. Which in turns translate in to a new car, probably a kia or Hyundai, cheep with a good warranty. The big problem is my credit is shot. I'm no really sure what my rating is but I know it's not good plus I have a repo on my record. I know it's not impossible for me to get a new car but it's not going to be easy either. I need help figuring what the best way to go on this is. I need to find someone that will finance me under these circumstances but not rip me off. I'm 21 and don't have enough experience in this to know if I'm getting ripped off or not so any advice one good give would be very help full. Also if anyone knows of any good deals going on as well. Thanks.

I am not a consumer lender. You should check resources geared towards consumer lending such as www.creditboards.com

This is not an endorsement of that site, just providing a link so that you can get started.

Im a big fan of www.bankrate.com; I found my mortgage broker there.

It can not only provide you with vendors who can lend you the money, but it can also give you a lot of information on credit, finances and lending.


TMH

buying a new car is the ripoff. I know you are frustrated, but even a two year old car will be a much better value and should give you many years before needing major work.

First of all dont by a new car. you should look for a car with a good reputation. like Subaru, Honda ect... buy from a private owner...I just bought a 1989Dodge Caravan for $1000 because the lady who owned it could not drive anymore. had 40000 miles on it . the deals are out their. best time to look for a car is when you dont need one. that way if they dont take your offer its no big deal. a car dealer would have this same car for $3000 on his lot. so i think private owner is the way to go. in your situation you only need a good dependable car, also you wouldnt need full coverage on a desend old car. parts are easy to come by too.

Need to restore your credit and remove the repo and other bad marks Lets talk and see what we can do to get you in a better credit position.