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lookingforaloan
Hello Everyone! I hope I'm in the right place for all mortgage co's to fight for my loan. Let me tell you my situation and you can contact me. I need a mortgage approval like yesterday.

My FICO is 540. Want to Purchase in IL
Time on Job 6 years
2 cars loans (10months and 15 months) Never ever late.
3 years of rental history (Never late) All three years are on CRA's
my derogs (collections) are 4 accounts. (780.00 cellphone - 2.5 years ago, 890 for home phone - 4 years ago,) charged off credit card 474.00) and a bill from MCI for 396.00. I am paying all collections!!!
Income 4,100 per month
Debt is car 392, car 399, child support 150.
House Purchase Price is 132,230
Need 100% financing or 3%down FHA with Down Payment Assistance.
New Home being built completion 4/27/2006 Need a lender

If you can help...Please call 630-379-3795 or e-mail me The_Pargos@comcast.net
jandr
At this time there is no lender that will give you a 100% to 540. 90% maybe. Yet can you take a double digit interest rate on the first and 2nd. If you can than possibly you may obtain a loan.
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