How and at what rates do commercial loan officers charge? What is the going rate?

Brokers will generally have the borrower sign a fee agreement prior to working on the loan. Broker compensation in commercial is often in points upfront rather than back points or YSP.

As far as going rate there really is none. It will depend on the loan amount and difficulty of the deal. I've seen reasonable fees anywhere from 50 to 300 bps.

Usually 2 points. On most deal with the high rates YSP does not carry. Points usually paid at closing or 48 hours after closing