| Posted by: Guest_rjsproperties Apr 3 2004, 04:09 PM |
| I've checked into getting my credit rating and got my FICO score. Other than continuing to pay my bills on time what can I do to improve my score? After looking at the credit report, it looks as though the credit bureau "thinks" I owe two different mortgage companies a debt for my house. I refinanced last year, but I don't think the credit bureau realizes this. What should I do to correct this (assuming this needs to be corrected) and how will it affect the FICO score? The credit bureau has my debt at almost $200,000. This can't be. Thanks, Rick |
| Posted by: loanuniverse Apr 3 2004, 06:58 PM |
Rick:
Did you purchase the credit report directly from one of the three Bureaus?
If so, each one of them has their own procedures to solve any discrepancies. I know that when I ordered my report from Equifax a year ago, if I had something wrong in the report, I had the option to either request a correction or contest it.
Frankly, consumer credit is not my area, but I can point you in the direction of a great resource:
creditboards.com
That forum has a lot of information on personal credit matters. |
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