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Welcome to LoanUniverse.com

Your source of commercial loan advice

LoanUniverse.com has been providing independent free loan advice since 1998. The objective of this site is to help the general public understand how Banks view their business or commercial real estate credit requests.

If you are looking for help in how to finance your business or trying to find out information about the ways that rental property or owner occupied real estate can be financed, feel free to post your question in the forums. The publisher of this site checks the forums regularly and you should get an answer fairly quick.

Please note that if you want your question answered, you should post in the forums instead of sending me an email. The only way that you can be assured a response is by using the forums. Thanks for your understanding!


Latest Updates


April 24, 2008 A little update is in order

Posted by Webmaster


About the last two years

Some of you might have wondered where I have been the last couple of years. Well to be honest managing the website became a little bit of a pain. The forums were mildly popular, but I just did not have the time to answer the questions. To make matters worse, about 50 spammers would register on a daily basis to post links. I had to turn on the verification in the forums and that pretty much killed the forums.

Work also increased substantially, and I am happy to report that I have been promoted twice since 2005, and my work is mostly supervisory now and I rarely have to write my own analysis. I am going to try to update the site if I get a chance, but frankly the whole structure, layout and content of the site is in need of some serious work. I am not sure if I have the time to bring it up to a respectable standard.

At the very least, you will see some more of my musings posted so keep an eye out for them


November 27, 2005 Update. More content added

Posted by Webmaster


It is time again to showcase what people are talking about in the forums.

An old topic about Bed & Breakfast financing was brought back from the past and some good information was added B&B financing - Bed & Breakfast

Another interesting topic was a discussion about lot loans

The third most visited topic was about a townhouse construction financing


August 4, 2005 Update. More content added

Posted by Webmaster


It is time again to showcase what people are talking about in the forums.

One of the most active topics was about Gas station loan discussion

Another interesting topic was a discussion about Owner Financing

The third most visited topic was about a business loan

I should really update this main page more often, but having a real job and a pseudo social-life makes it difficult. However, you can find the last posts on the board by clicking here or the button on the top right corner.




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